Despite its relative short history, it has attracted 83% of the adult Kenyan population. saving money, sending money) can actively participate in financial industry. As a result, those who had been previously excluded from formal financial activities (i.e. ![]() ![]() It lets people make small amount transactions using SMS technology without having to create bank accounts or having to physically carry cash. ![]() ![]() M-PESA is a transformative mobile banking service introduced by Safaricom, a leading Kenyan mobile service provider, in 2007.
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